Sumber: https://news.okezone.com
Life insurance benefits
Life insurance has two different categories. Short-term insurance is designed to provide death benefits over a certain period. It is set to pay the death benefit in case of death in a certain period. The most common term life insurance term is 20 years. Long term insurance has many benefits. Initially the price is relatively cheap to buy. The reason is that this death benefit can only be done if death occurs over a certain period or "period". Long term life insurance is ideal for young couples who are just starting a family. It offers affordable, high-level coverage.
The long-term life insurance weakness is when you first start, your payments are low and insurance coverage is high, but by the end of the 20 year period you decide that you still need coverage and 20 Older than that year. If you are healthy, the premium will be higher. If you have a medical condition in the last 20 years, you are not eligible to enroll in life insurance. Some long-term life insurance contracts provide conditions that allow you to convert that period into permanent life insurance within the first few years of an insurance contract.
Another type of life insurance is permanent life insurance. The permanent thing is that as long as the insurance premium is paid, the death benefit will be paid. One of the benefits a person receives from a permanent life insurance is that they have a cash value. In other words, you can borrow money. This type of loan does not require a credit check. Basically life insurance is a guarantee.
Permanent life insurance loss is a cost. This is a much higher premium than a deadline policy.
